When applying Credit Utilization 1 265,100 3 cards reported as 0 1 card (CFF) reported 26. Link Apply now for the Chase Sapphire Reserve Card. IMO, if you can wait till the 11. 5 months. My only other credit card rn is the discover student. I have been at 524 for awhile so I&x27;m really happy for this. I called later on Monday asked Chase to put a rush on the card. I&x27;ve currently had the Chase Sapphire Preferred for about 5 years and I am thinking about upgrading to the Reserve since I will be traveling more this year and would like to apply for global entry as well. Utilization is about 22 currently as we move. I had 40K income. It comes with a lower annual fee of 95 per year but doesn&x27;t have as many premium benefits as the Chase Sapphire Reserve. Capital One Quicksilver One Rewards 29 Jan 2021 700 (closed) 783 Experian, 65k reported income. 3X Points - Dining and all other travelTravel booked with the airline directly. just don&x27;t wanna apply to just get declined and to. I booked a hotel earlier this month through Chase travel with the CSP card. It was shipped via UPS Next Day Saver. My problem is that I&39;d like to start using it right away online to start booking flights etc. By Stella Shon. The Chase Sapphire Preferred is "best for award travel beginners who want an introduction into the world of points and miles" and the Ultimate Rewards. Get the Reddit app Scan this QR code to download the app now. If you dont have that much credit available on your Sapphire Preferred, you can call Chase and ask them to move some of your available credit from the Freedom Unlimited you have open. So here&x27;s the trick If you go to your Chase mobile app and click on the credit card, go down to digital wallets and add it to Apple Pay Once you sign up for the card, it takes maybe a day or two to become "activated" on the backend. Citi Premier - 95 annual fee. Doesn&x27;t take too long once you start getting some payments recorded. Chase gives you this option through Chase Credit Journey , a free service that allows you to track your credit score. Once approved, applicants. Yeah the CSR is great but even with the travel credit and Global Entry fee, I don&x27;t want a 400 something annual fee just yet. Why I feel meh about it. In my situation, the Chase Sapphire Preferred was my oldest open travel credit card, . Person referring gets 15,000 points. The Chase Sapphire Preferred Bonus Offer 60,000 Points Lets start with the signup bonus. But I still haven&39;t got that message. The 524 rule means that if youve opened five or more personal credit cards (with any issuer) in the last 24 months, Chase will automatically reject your application. 99, CSP. I want to know if I can upgrade it to Reserve and get the signup bonus along with it If not. Stats Credit Score 723 (Transunion); 737 (Equifax); 738 (Experian) Income 55,000. The Chase Sapphire Reserve travel insurance offers some of the best emergency evacuation coverage of any credit card, with a coverage amount of up to 100,000. If you call, Chase may direct you to speak to a representative. If you urgently need an update, please refer to any communications we&x27;ve sent or call us at 1-888-338-2586. If you don&x27;t get instantly approved, it usually takes 7-10 business days to receive a decision on your application. Credit Score 524 Rule Other Factors Reserve vs. The average credit limit on this card is 10,000, and about 10 of cardholders report a credit limit that exceeds 20,000. The Chase Sapphire Reserve, like most premium travel rewards cards, generally requires a strong credit rating to qualify for approval. 27, I didn&39;t receive my 50 statement credit until two days after my stay was over Oct. Current cards (list cards, limits, opening date) Discover it Chrome Student (072017) - 4550. Immediately applied for the Freedom Unlimited and got the 30 day the e-mail message, then the automated line has been saying 2 weeks for the last 3 days or so. 25 cents each if you have a Chase Sapphire Preferred Card or 1. Other cards require a fair credit score. After your first 300 in travel purchases each year, you get 10 points per dollar on hotel stays and rental cars with the Reserve card when purchased through the Chase portal. com, log into your account, and click Application Status. The Chase Sapphire Reserve, like most premium travel rewards cards, generally requires a strong credit rating to qualify for approval. Many times, you&x27;ll hear back within 7-10 days. You can request your credit report through the site or call 1-877-322-8228. WalletHub 012723. Approval Odds for Chase Sapphire Preferred Currently, my FICO score is a 728. I&x27;ve never paid any interest on any card. Prestige gives you unlimited free access, but guests cost 32. Official application link Chase Sapphire Preferred Card with a sign-up bonus of 60,000 points after you spend 4,000 in your first three months of account opening. -Chase Ink Business Unlimited, 1000 (approved for 3400), April 2020 -Chase Ink Business Cash, 3000, March 2021 More stats-FICO Score 721 (Experian) -Oldest account age 13 months -Chase 524 status 324 (now at 424) -Income 30,000 What probably helped-I have put a lot of spend on my Chase personal and business cards since getting them. The same is true regarding any fees charged to add authorized users to your card. Here&x27;s why the 95 annual fee is worth it. 5k and my income and spending since then has increased significantly. portable washer for sale. WAIT Chase Sapphire Preferred 80,000 Bonus Point is back starting 04142022 Hello everyone I was on the phone with chase and asked about if they had any idea about when the CSP 80K offer was coming back and I got the following information 03202022 - For In branch applications. Below, I will go into detail about the Sapphire 48 month rule. The Reserve gets you 1. The Chase Ink Business Preferred Credit Card uses Equifax in Washington D. The Chase Sapphire Preferred card is a solid choice offering many benefits. Related Chase Sapphire Reserve vs. In some cases, however, it can take Chase up to 30 days to make a. I would only do it if you your last Chase card before it was a long time ago (like, >6mo), you don&x27;t look like a bust-out risk, and you really have no other options. Chase Sapphire Preferred Card Approval. I&x27;d like to get a sapphire preferred card, and start traveling more. Down to 65y. Preferred was only worth it when the first year was free. Chase Sapphire Preferred Approval Odds. Apple Card 2500 limit (8 months) Chase Freedom Unlimited 7300 limit (opened last week) 5 utilization, 9 hard inquiries (I didnt know much about my credit score until about a month ago, so I stupidly applied for 4 different balance transfer cards when I had. Poor 500-600. The card typically comes with a generous sign-up bonus. That person may opt to set spending limits on your card, depending on whether the bank allows it. Get 70,000 Ultimate Rewards points when you. In some cases, however, it can take Chase up to 30 days to make a ruling. you may want to hold off on additional inquires and hit the minimum spend on your Sapphire. PP through CSR is unlimited access for you and two guests, additional guests are 29. Dont know how long itll be around for so yeah, if theyll approve you (probably will), start there. All Chase credit cards require good to excellent credit for approval, and Chase also has a rule the Chase 524 rule that limits how many new credit cards a consumer can open over a. 00 I told the representative Chase can lower the limits on some of my other cards. Daily Question Thread - November 11, 2023. I&39;ve had my eye on this card for a few months because I want to start traveling more next year. This is now the only way to get the 100k offer on the CSP, and has long been the only way to get the 100k offer with the 95 AF waived the first year. But the key points were Reloading by credit card was free, earned you CC rewards, and had no limit other than your available credit limit. The 524 rule only applies to getting approved for cards issued by Chase, but your. New Chase Sapphire Preferred Card cardholders can earn 60,000 bonus points after spending 4,000 on purchases in the first 3 months from account opening. , Maryland, and Ohio, but also uses the other two credit bureaus in other states. Length of credit 10 months with cards, 8 years with loans Current Cards Discover It Cashback (my credit limit is 14,000) I'm 26 years old with a full time job and my income is 92,000. Approved for Chase Sapphire Preferred as first credit card. First, to clarify, 48 month is when you received the bonus and not the card. As a result, make sure you sign up for these cards before adding others to your portfolio. Every year you keep the card, your total spend will yield a 10 points bonus. I chose the preferred bc I travel a lot for work then get reimbursed. I am looking for one or two cards to pair with it to best take advantage of rewards. Add your card to Apple Pay, Google Pay or Samsung Pay and start making purchases before your card arrives in the mail. I applie for the CSP on Monday at a branch in Seattle and got approved. I was just approved for the Chase Sapphire Preferred (09192021) and I do not see the 100k SUB promotiontracker in the Chase app or website. However, if you close your card account before redeeming or transferring your rewards, you&x27;ll no longer have those points. You can call chase and request an express delivery. Chase expedites credit cards for free if you call and request it. It&x27;s up to you if it&x27;s worth the effort and another hard pull on your credit report. That&39;s 750 when you redeem through Chase Ultimate Rewards. Simply book a flight, hotel, car rental, or cruise through your online Chase account. There are a couple ways you can check if you&x27;re prequalified on a card issuer&x27;s website or in person at a bank branch. The Chase Sapphire Reserve offers trip interruption and cancellation coverage of up to 10,000 per person and 20,000 per trip, and its trip delay. But I was. 60k points after 4k spend in 3 months. And there&x27;s no better card with which to get your travel rewards journey started. Mar 17, 2023 the grove church spartanburg, sc. Card with annual fees are for people who are now spending more and can actually benefit from. Fair 650 to 699. Payment History 100 on time. Earn 60,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening. Some people in 2-player mode will prefer the 80,000 offer since the referrer will also get their 15,000 points bonus for a total 95,000 in bonuses. 1 year is quite a while. With that said, there&x27;s no harm in waiting longer, and a new job with higher income would make an approval a virtual certainty from the looks of it. Earn 60,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening. In light of the news that Chase is approving some people for the Sapphire Preferred despite having 5 or more new personal credit cards opened in the past 24 months (search on "Chase 524 rule" if you&39;re not familiar with it), for today, and possibly the next few days (we&39;ll see how this goes), please post all data points of approvals or denials for the CSP in this thread. With a bonus of 60,000 points after 4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be. I&39;d say based on a good FICO score and decent income, you should have a very good shot once your first card hits 13 months (and that&39;s just to be extra safe, 12 might work). The anniversary bonus is no big deal. How long does it take for the Chase Sapphire Preferred hotel credit to post to my account Now for the burning question How long does the 50 statement credit take to post to your account Although the charge for the hotel posted Sept. (Assuming you can be approved for the CSR and you spend at least 300 in travelyear, see edit 2. 3X Points - Dining and all other travelTravel booked with the airline directly. The Chase Sapphire Preferred is a popular travel credit card,. The Chase Sapphire Reserve card is an elite travel rewards credit card that&x27;s worth it for big-spenders with a credit score of 750. They gave me the min 10k credit line. After applying, you can check your status over the phone at (888) 609-7805. The changes are entirely positive, and the annual fees on these cards won&x27;t be increasing. My request to increase my Amex Everyday&x27;s credit limit from 4,000 to 12,000 was approved instantly after having the card for about 3. Then, if approved, youll have your new card in the mail within 7 to 10 business days. This bonus is valued up to 900 for travel through the Chase Ultimate Rewards Travel portal. I have the Chase Sapphire Preferred card for around 8 months now. 5 points per dollar, so you get 7. This card requires at least good credit to qualify, and the higher your credit score is, the better your approval odds will be. Chase said they would get back to me with a decision "shortly". In case you want to upgrade to the annual fee sapphire in the future Chase would not allow you To have 2 sapphire cards, same goes for if you want to get the sign up bonus after 48 months. Unlike online pre-approvals that may return results for multiple cards with the highest. Hope that helps. Image Credit Chase. Jul 1, 2022 You purchased the fare for your trip with an eligible Chase card or rewards earned with an eligible Chase card. Yes, Chase does have pre-approval, but only via mail or e-mail. If the cardholder&39;s request gets approved, you will receive a credit card with your name on it that is connected to the original cardholder&39;s account. com, log into your account, and click "Application Status. Yes, the Chase Sapphire Preferred card is subject to the 524 rule. 60,000 for 4,000 in 3 months and then an extra 10,000 for a total of 6,000 in 6 months. In other words, if youve opened five or more credit cards (from any issuer) within 24 months, youre unlikely to be approved for a new Chase card. Applied for the Sapphire Preferred yesterday and got a pending approval email. 3x on online grocery purchases. harry potter calls in his life debts fanfiction needs to be crawled but is not mounted on the preferred active server requesting a reseed flash scores premier league assistant athletic director qualifications bmw gold color code black acrylic wedding invitations denon vs. Content DashPass and Chase Sapphire are automatically extending your membership through December 31, 2024. PP through CSR is unlimited access for you and two guests, additional guests are 29. They said it should take 3-5 business day (normal is 7-10) I see that some people would receive an email indicating the card is mailed out. I didn&x27;t want to wait a month more and incur AF; so I went ahead and requested to switch to Chase Sapphire. I called Chase Sapphire Reserve back to 15,000. Chase has a 48 months rule for sapphire bonus. How long does it take for the Chase Sapphire Preferred hotel credit to post to my account Now for the burning question How long does the 50 statement credit take to post to your account Although the charge for the hotel posted Sept. 25 points if you have the preferred or 1. I&x27;d be surprised if a Flex app was denied. Edit Swype. It may be Reddit&x27;s poor search algorithm, but I was not able to find any data points for Preferred retention offers. As a first credit card the saphire preferred is not only an unlikely approval but also just a terrible choice. So hold the CSP for a year, wait until the annual fee is charged, request the downgrade to CFF and request a refund. Ink Business Preferred Credit Card Earn 100,000 bonus points after spending 8,000 on purchases in the first three months after account opening. You and I have a very similar story. Xavii13 19 days ago. I opened the card bc I received an 80k point promotional offer and I needed a travel card to accrue points on for my honeymoon in 2023. CSR (Chase Sapphire Reserve) This one will get a little confusing. The CSR is one of my goal cards, but I pro. After 3 days the sapphire shows up. It&x27;s the amex signup bonus. Derogatory marks 0. Whenever I get the dreaded "We&x27;ll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The annual fee for the Chase Sapphire Reserve is 550. Maxpowr9 2 days ago. If you&x27;ve just applied and gotten approved. It may be Reddit&x27;s poor search algorithm, but I was not able to find any data points for Preferred retention offers. Rewards When you first open the card, youll earn 60,000 bonus. I additionally have a savings account through an online bank. From what I understand, this means I have a 99. In addition to lounge access, some of the top benefits for the Sapphire Reserve include 300 annual travel credit. Daily Question Thread - November 11, 2023. Moe, what does that matter I have long credit history, scores in the 800s consistently for the last 4 years, no credit pulls in over 2 years, only 3 credit cards all prime deck with high limits, 1 utilization, have been a Chase Bank member for 8 years, earned over. Unless you have 30-40K of credit limit available to you already, it would be next to impossible to get Chase Preferred. Just keep eye on if 100k bonus will end and to make sure you can hit the spend requirement but yea u should be able to get the card today. New cardholders signing up for the Chase Sapphire. Note that an authorized user does NOT get an additional 300 in travel statement credit, but hisher travel charged to the Chase Sapphire Reserve goes towards the single 300 per year travel statement credit. If you have the Chase Sapphire Reserve, your points will be worth 1. The Chase 524 rule limits your ability to be approved for Chase credit cards, based on how many other cards you&x27;ve opened in the past two years. Stanford Federal Credit Union Credit Card 30,000. DoC Article - Public offer is 80k4k3 months. But on occasion, Chase will offer an elevated welcome bonus. Morgan Reserve cardmembers members only Starting April 1, 2022 Sapphire Reserve and J. Posted by uchowmein1 - 1 vote and 8 comments. When logged into the website you can click on your avatar then select, "Communications & Monitoring" for all sorts of alerts, the first being the same one selected in the app. If you don&x27;t get instantly approved, it usually takes 7-10 business days to receive a decision on your application. If you were traveling internationally when you purchased and returned an item for a refund on your credit card, you may still incur a foreign transaction fee. sims 4 eating disorder mod sneeze tickle feather replacement parts for memphis folding stairs fortaleza tequila bevmo uses of acetone in cleaner c6 tree farmer for sale suihe c2040 long sleeve red prom dresses expensive. The Sapphire Preferred is billed as the best travel card but it&x27;s only 2 on travel and dining. If you have a history of late payments (especially those that have occurred recently), you&x27;re unlikely to get approved for a card like the Chase Sapphire Preferred card. In some cases, however, it can take Chase up to 30 days to make a ruling. Still didn&x27;t get any email congratulating me. So I got mail today for an 80,000 point offer on 4k spend. Better travel partners. Simply book a flight, hotel, car rental, or cruise through your online Chase account. Wanting to get a CSP as I have a lot of travel planned in the coming months and want an elevated SUB. I have the Chase Sapphire Preferred card for around 8 months now. Instant approval, 14500 limit. Business credit cards 1-888-269-8690. Once approved, applicants. 5 comments. attachments llc trailmaster mb200 mpg lego donation value private key to wif converter online strike king rage swimmer reddit appletun plush restock 777 lottery ticket georgia field recording neuroscience. Pre-approval offers can be delivered by physical mail or email, or provided verbally through a phone call. Transfer partners always) but yes that&x27;s a good point, thanks both. 1-800-453-9719 for Chase business cards. 25 cents each (25 more value). So if you want the SUB for the CSR, then you. Basically, many Chase credit cards, including this one, are subject to what&x27;s known as the 524 Rule, which means you won&x27;t be approved for a Chase Sapphire Preferred Card if you&x27;ve opened five or more credit card accounts within the last 24 months. I&x27;ve seen a lot of recent approvals past 524 and thought I&x27;d try my luck. You can request that it be expedited though. 25 cpp, by transferring to a partner like Hyatt hotels you can usually do better. Yeah, get both. The Chase Sapphire Preferred and Chase Sapphire Reserve are two of the most popular travel rewards credit cards. Maxpowr9 2 days ago. I wanna say my total (just credit card limits, not counting car loan balances) was around 100 of my income when I got my Amazon card from them, and that got approved at over 10k. There are a couple ways you can check if you&x27;re prequalified on a card issuer&x27;s website or in person at a bank branch. And 12 hours later the card showed up on my app. Some Chase Sapphire Reserve applicants may get approved instantly after applying online, if they are a clear match for the cards approval requirements. Just bear in mind that you&x27;ll need more than a high credit score to get approved for Chase Sapphire Reserve. Payment History 100 on time. 22, just finished college, starting full time job in August. Some applicants may receive an instant decision, while others may have to wait up to 30 business days in rare cases. Points are worth 1. ) Petal card, July 2019 limit 800 2. 5 cents (if you transfer to the Sapphire Reserve) toward travel reservations made through the Chase Ultimate Rewards portal. Chase Sapphire Preferred Card Up to five referrals; Maximum 75,000 bonus points Chase Sapphire Reserve Up to five referrals; Maximum 50,000 bonus points Cards in the Southwest Rapid Rewards. 10X Points - Dining and Car Rentals and hotels booked through the Chase travel portal. I didn&x27;t want to wait a month more and incur AF; so I went ahead and requested to switch to Chase Sapphire. Since then, competition has accelerated in the credit card space, but Chase has solidified itself as a mainstay. Lyft is up in the air, you get it as long as Chase keeps it. salmonsuit 2 yr. To be clear you will not get the actual number before the physical card arrives. In terms of earning the SUB the terms are earn 60,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening. Applied for the Chase Sapphire Preferred in-branch yesterday and was approved (with a 7k credit limit) for the current 100k sign-up bonus offer with. Author www. I did approved for the same bonus and jus received the card today. Two weeks later, on 22 October, the U. The Chase Sapphire Reserve has slightly stricter approval requirements than its little brother, the Chase Sapphire Preferred Card. cubiclecaptive 6 mo. The Chase Sapphire Preferred Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. Not only does it currently offer a sign-up bonus of 60,000 bonus points after you spend 4,000 on purchases in the first three. For example, the 300 annual travel credit is. The wording in that PDF is ambiguous enough that I decided to call Chase Benefits to try to disambiguate the wording. It takes 7-10 business days to get a credit card from Chase once your application has been approved. Chase Sapphire Preferred does not offer instant card numbers, so youll have to wait until. 540 PM EDT, Thu August 24, 2023. com "Reports suggest that you&x27;ll typically need a score of at least 720 to get approved for the card, though the average score is slightly higher. You can earn 60,000 Chase Ultimate Rewards points after you spend 4,000 on purchases within the first three months of account opening. There&x27;s potential for big value in the Reserve&x27;s insurance (both travel and car). The Chase 30 Day Message. To get a Chase Sapphire Preferred credit limit increase, call Chase at (800) 945-2000 and ask a representative for a higher limit. The Ink Unlimited has a very simple earning structure. You can also request one online through the Secure Message Center. Download your complete Guide to Benefits. Welcome offer With the Chase Sapphire Preferred Card, cardholders can earn earn 60,000 bonus points after you spend 4,000 on purchases in the first 3 months from. Some. You dont get the points til statement close but you can see them there. If you're applying over the phone or in person and. But they will definitely look at your credit history, income level, as well as your current debt load. People with scores below 700 have been approved for the card, but the. 3x on select streaming services. Ask them to expedite the card to you and it will be there with 24-48 hrs. Link Copied ANA. I applied for Chase Sapphire Preferred Card and got auto approved witha 3,000 card limit. I opened the card bc I received an 80k point promotional offer and I needed a travel card to accrue points on for my honeymoon in 2023. 5x, which is incredibly valuable. 25 cents apiece when redeemed for travel through the Ultimate Rewards portal, 60,000 points come out to 750 in travel redemptions, which should be enough for at least a couple of reasonably-priced round-trip flights. free craigslist pueblo, little thai massage san diego
Start off on one of the lower tier freedom cards like the unlimited and gain experience using credit cards first and learn how they work. . How long does it take to get approved for chase sapphire preferred reddit
Still didn&x27;t get any email congratulating me. Total Accounts 2. 3-5 business days usually. Show more. There is a 0 introductory APR on purchases for 15 months after account opening (then 20. I have been pre-approved for this card according to Chases pre-approval tool My payment history is exceptional I usually pay my full balance off every 4-7 days and have never carried a balance. Chase does not have an online tool that interested consumers can use to check their pre-approval status. The Chase Sapphire Preferred delivery time is typically 7-10 business days by mail after you&x27;re approved. Confirmed Chase Sapphire Preferred Bonus is Active in Branch Ive seen a lot of questions regarding this, so I wanted to share. You also need to be under Chase&x27;s 524 rule. Plus, thanks to its 300 annual travel credit and other reimbursements that make up for most of its annual fee, it&39;s a surprisingly affordable . They have differences in what they cover. You&x27;ll need to downgrade or cancel. I did approved for the same bonus and jus received the card today. Chase Small Business Credit Cards Impacted by 524. approval process management superbadge unit; fairfield road accident today. I got approved for the CSP at a 5000 limit, instant approval, 80,000 point intro bonus, 50 grocery credit, and annual fee waived for first year. Start off on one of the lower tier freedom cards like the unlimited and gain experience using credit cards first and learn how they work. 5 cents apiece with the Sapphire Reserve. Card with annual fees are for people who are now spending more and can actually benefit from. If you call, Chase may direct you to speak to a representative. This is par for the course for this site, and exactly why people. You can also call this number to check a Chase business credit card application status. For a personal card, Chase Sapphire Preferred is strongest (or the Chase Sapphire Reserve if you want true luxury). Plus get 5x points on gas and groceries during the first 6 months on up to 6,000 of spend. Applied for CSP last night and didn&x27;t get an auto accept but immediately got an email stating " We have received your request for a Chase credit card. From what I understand, this means I have a 99. In some cases, however, it can take Chase up to 30 days to make a ruling. If this is your second application in the last 30 days, thats probably why your application was rejected. How long does it take to get approved for a Chase credit card. Chase Sapphire Preferred Capital One Venture X; Purchase ProtectionSecurity 120 days, 500claim, 50,000account. Changes to the Chase Sapphire Preferred. Getting a high-limit credit card is often a matter of having a. However, theres no guarantee that deals like those will resurface in the near future. Maria Adams, Credit Cards Moderator. In this case, your new Chase Sapphire Preferred card will be sent to you within 2 weeks. do farmers need a hunting license in pa town of cary garbage collection schedule 2022 porcelain dolls worth the most money. Chase Sapphire Preferred Approval DP Was recently approved for the CSP (my first unsecured credit card) as a college student so thought I&x27;d share my stats. Chase Sapphire Reserve. I recently got notified that I was qualified for it with a 6000 credit line but wasn&39;t sure if it was worth it. Chase Sapphire Preferred Delivery Timeline. This morning I logged onto the app and saw that I&x27;d been "already approved" for the CSR and a few other. My Sapphire Preferred was delivered on the second day after I was approved. 300 annual travel credit is the same as chase but their annual fee is 395. Similar credit score 735 advantage 3. The Chase Sapphire Preferred Card&x27;s current welcome bonus is 60,000 bonus points after spending 4,000 on purchases in the first 3 months from account opening. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the Chase Sapphire Reserve card. Chase refer-a-friend bonuses take around 8 weeks to appear in your account after someone you referred is approved. When you pay for travel with the Sapphire Preferred, you&x27;ll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. That said, Credit Karma user data suggests that you don&x27;t need to have perfect credit (although it will certainly help). My Sapphire Preferred was delivered on the second day after I was approved. In some cases, however, it can take Chase up to 30 days to make a ruling. I wasn&x27;t instantly approved (I&x27;m guessing this is due to a somewhat young length of credit of 7 years and a FICO score of 735). Get 70,000 Ultimate Rewards points when you. Chase Sapphire Preferred Card Best overall mid-tier card. At the moment, there is no option to check the status of your. If you have multiple Chase cards, make sure that your Sapphire Preferred is selected in the upper left corner. 25 cents apiece when redeemed for travel through the Ultimate Rewards portal, 60,000 points come out to 750 in travel redemptions, which should be enough for at least a couple of reasonably-priced round-trip flights. However, it can take Chase up to 30 business days to reach a decision. Xavii13 19 days ago. Apply for TSA PreCheck. The Sapphire Preferred makes points worth 1. Either way, now it&x27;s a pre-approval tool so there&x27;s no ambiguity. Points can be redeemed for travel through the Chase Ultimate Rewards portal for 1. First, log in to the Ultimate Rewards portal. The Chase Sapphire Reserve is a popular travel card with a host of great features, but that same high quality that draws in applicants also means a high approval standard that typically requires an equally high credit score. Jul 1, 2022 You purchased the fare for your trip with an eligible Chase card or rewards earned with an eligible Chase card. During COVID they&x27;ve been doing Pay Yourself Back for grocery and food purchases at the same 1. For example, the credit score requirement for both the Chase Freedom Flex card and the Chase Sapphire Preferred Card is 700. Chase Freedom Unlimited 3 months, 7800. EQ8 779 (Inq 1) TU8 771 (Inq 0) EX8 763 (Inq 4) Total Rev 182,500 Message 4 of 10 1 Kudo quantum001 Regular Contributor 08-16-2018 0135 PM. Chase Sapphire Preferred Card. I can&39;t remember. It generally takes 7-10 business days to get approved for the Chase Sapphire Reserve credit card. by itself neither card is a great everyday travel card. The average score among cardholders is 736. So, while the average score for approvals is "good" to "very good," perfect credit history isn&x27;t necessary. EDIT I got . Also a student. From many threads on this subreddit, it seems Chase really really likes seeing 1 year or more with any other credit card before they&x27;ll approve people for any rewards card. Shop Peloton Bikes, Tread, Guide, or Row. Alternatively, you may also get a Chase Sapphire Preferred increase without asking, if your account is in good standing. Conclusion The Sapphire Preferred card never makes as much value back as the Freedom Unlimited or the Sapphire Reserve. nitrate free deli meat near me. Which you can still get in 3-4 months, and it may be higher. The 524 rule means that if youve opened five or more personal credit cards (with any issuer) in the last 24 months, Chase will automatically reject your application. Chase usually allows PC from other cards in the same brand, meaning you should be able to switch to or from any UR-earning personal Chase card (Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred). To give another idea of how long the process took Getting the claim form Immediately during the call. 100 of getting it. To get 72-hour expedited shipping, call Chase customer service at (800) 945-2000. How long did your friends have any other credit card with them as primary name on the account before they were approved for their Chase cards. So if it&x27;s been more. Lastly, my parents know the branch manager at the chase near my house, if I applied in branch with the manager, is there any sort of advantage as opposed to applying online Thank you. Good 700 to 749. The final reason you might want one person to get the Chase Sapphire Preferred while the other gets the Chase Sapphire Reserve is that the latter offers a few better travel and purchase protections. The no annual fee Chase Freedom Flex and Ink Business Cash Credit Card also earn Ultimate Rewards points, but they can&39;t be transferred out to . 49 (V), based on each approved applicant&x27;s income, debt, and credit score, among other factors. Chase Sapphire Preferred has travel insurance perks like Up to 20,000 in trip cancellation and interruption coverage. They each offer 60,000 bonus points after you spend 4,000 on purchases in the first 3 months. Approved for Chase Sapphire Preferred at 624. You can then use it. It really depends on what you plan to do that first year. I went from Chase Sapphire Preferred (CSP) to Chase Sapphire Reserve (CSR) about 2 years ago. Many people from online forums report approvals on the Chase Freedom Unlimited with a credit score of 675 and above. Of course, this isn&39;t the only deciding factor. I was going to wait a week but after reading the 4 days I couldn&x27;t resist. Chase doesn&39;t give you card numbers which sucks. Chase Sapphire 48-Month Rule. 25 cents higher than the value Chase Sapphire Preferred cardholders receive. Chase Sapphire 48-Month Rule. Visited my local branch today & confirmed that the 90k bonus is active For those who have been waiting to get the CSP card, call your branch to set up an appointment Vote 5 comments Top Add a Comment. Add your card to Apple Pay, Google Pay or Samsung Pay and start making purchases before your card arrives in the mail. Download your complete Guide to Benefits. If you request a special design, which. Both cards offer generous welcome offer bonuses. 8am to 1pm EST Saturday. The Chase Sapphire Preferred and Chase Sapphire Reserve are two of the most popular travel rewards credit cards. Why I feel meh about it. The prepaid hotel charge just posted as Chase Travel with x2 points and no credit so far (15 days since booking). How long does it take to get approved for Chase Sapphire Preferred If you are not instantly approved, you will get a message that tells you how long to wait to hear back. Very good 740 to 799. I downgraded my CSR to a FF at the beginning of the month, and applied for a CSP yesterday to take advantage of the 80k SUB. Chase on "your already approved" Hey soo today I check my chase app and saw a section on my chase app that said "your alrighty approved" for a chase sapphire preferred. And 2 cards with the longest being Capital one 1k line at only 10 months and a Chase freedom with 2K around 3 months old. With PP, you get lounge access (ill get back to this) or a 27 dining credit at select PP affiliate restaurants. Could it be possible to 1) transfer points from my Sapphire to CFU, 2) cancel or downgrade Sapphire, 3) get Sapphire again when I. But I was. After I got the 100,000 bonus points, I transferred them to a family member&x27;s Sapphire Reserve account. If you don&x27;t pay your credit card bill on time, you&x27;ll forfeit the points (or pay 35 to. If approved, you will receive your Chase Sapphire Reserve card in the. 80 flight from Minneapolis-St. 1, qualified cardholders can enroll through a new Instacart promotion and receive up to 15 a month or quarter, depending on the card in statement credits for using Instacart, as. Apr 30, 2022 As with most Chase cards, the Chase Sapphire Preferred is subject to Chases 524 rule. Yes, the Chase Sapphire Preferred card is subject to the 524 rule. This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, at least 500 in assorted annual statement credits. The annual fee for the Chase Sapphire Reserve is 550. Approved for Chase Sapphire Preferred at 624. The real question is, would you be approved for a card that has minimum 5K limit with 15K income. . stockx qr code