0 - CITI 86. TU came up a little to 766 but is still behind the other two. Business Premium service (or any other small business VOIP service) and for 49. Re Business credit score question. Its always helpful to get a little advice before committing to an auto loan. Business Premium service (or any other small business VOIP service) and for 49. Venmo will now have their own unique credit card through Synchrony. These are often high-interest loans because the consumer finance company is assuming more risk by lending to people with less than perfect credit. Re Curve Card - Still in Beta. Cardholders on myFICO&174; Forums report that using your Capital One card consistently and paying your balance off in full each month is the best way to make sure you get access to a higher credit limit. When I recently apped for the Freedom, about 6 days ago, I was approved for less than my two other cards at 7,600. 00 total. SL is 19,600 with an APR of 18. JSX Can only earn United miles or Jetblue trueblue miles and cant redeem either on JSX. Tell us about. Two of her credit cards were with Sam's Club. You get little with the 150 AF. Penfed Credit Union Joined online and did prequal for platnium rewards. Penfed Pathfinder Strategy. I will consider the problem resolved after I speak with myFICO and see additional acore updates. We both got HPs on all three CRAs and pre-approval for the. So I have the NFCU Go rewards - 6700 starting CL. Just some info for all of you. The process involved calling and speaking to a person who was entering my income information and requested CLI into a system and reading me the results. My monthly payment was around the same 890month. Re Macy&39;s Credit Card- 300 Approved kidink1911, Congrats on your Macy&39;s approval. Just got approved for a Mercury Mastercard. 24 Accross the board, no interest if I pay the entire balance each month. Just got approved for Cash Rewards card today at CL 12,000. I was approved for the Platinum Rewards Card, yay me Now to go for the cli on PCR though I'm quite satisfied where I'm at, 14,000. Congratulations on your Active cash credit card from Wells Fargo. Introducing the new Experian Smart Money Digital Checking Account, designed by credit experts. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Youre covered with 0 Visa&174; fraud liability. Jun 8, 2021 Goodwill letter success UPDATE new scores EX 782; EQ 764; TU 769 no more baddies MyFico does it again I have been on a rebuilding journey for over five years. Congrats on your new Flagship card. As more members share state DP&39;s, I&39;ll update the grid. Re USAA NEW Eagle Navigator Visa Signature Card. Both offer 18 month 0 BT. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. 00 total. Even the Gold is a far better card than the Green. All FICO &174; Score products made available on myFICO. 5 - NFCU 75. The 200 back after 500 spend isn't too shabby for a no AF card. Top Lender TCL - Chase 156. Re Curve Card - Still in Beta. They have really good financing for business, allow u to pay payments in advance, and have fairly competitive rates. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. Re PenFed Personal Loan. Welcome to My Fico Forums, AverageCreditsUser. Your Best Egg credit card is device-compatible, giving you the flexibility to spend securely while leaving your card at home. Their guidelines say If the borrower is on an income-driven payment plan, the lender may obtain student loan documentation to verify the actual monthly payment is 0. Message 3 of 4. Re USAA NEW Eagle Navigator Visa Signature Card. ANNUAL INCOME 32,000. Credit reports. This evening I received a score alert from Equifax and the newly updated score in the exact range I believed it should be. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). I got a BBP last month with only a SP. Credit Cards Capital One Spark Visa 700 682002 19 yrs Navy Federal Flagship Rewards 15,000 9242014 7 years Victoria&39;s Secret 4100 11172014 7 years Amazon 6000 1212015 6 years Discover Miles 1 6300 1192017 4 years Navy Federal AmEx 10,000 762017 4 years American Express Hilton. A few months later got the Gold card at 10K. Personal Upgrade Triple Cash Rewards 1,000, Capital One Quicksilver 3,000, Avant 750, Credit One 450, Credit One Black 950, Destiny 300, Milestone 300, Mission Lane 400, Cerulean 1,500, Merrick Bank Black 700, Upgrade 1,000, Fingerhut 1,300. Some lenders list minimum credit score requirements, and a score in the high 500s to mid-600s is often high enough to qualify for a personal loan. My goal is to have all three FICO 8 scores at 780 or above. Trying to get all re. Incredibly delighted to now move on to US Bank Cash which means gardening even more. (Kudos and thank you to forum member Sylviatob, who authored the original version of this fabulously helpful thread). No annual fee. The site does not include all credit card companies or all available credit card offers. Whether or not you get that amount on an approval or a denial is very much a YMMV situation. I called Chase of course, and apparently it&39;s just an announcement of the rebranding of their "pay over time. AMEX is almost always a soft pull on personal reports if already an AMEX customer. What credit card company or bank issue cards with HP Experian only with a FICO 8 712, 4 inquiries within the last 6 months and utilization at 6 percent. 1 post month View Recent Threads. Requested CLI 427 - SP 22K requested 25K and countered at 22K. One area he recognized that Wells Fargo needed to address was their lack of compeititiveness in the card arena relative to their overall size as a major US national bank. The AMEX Lowes Business has worked decently with a 25K credit limit. User1065252, Congratulations on your B'MO Harris. I was approved for 3 different Penfed cards (Promise, Powercash, and Pathfinder) with an active Chapter 13 (had permission). Then cancel the secured card then after you have the Venture. Aug 1, 2021 This is a comprehensive write-up of my findingsexperience with Figure. It helped me get to a great place until recently when I basically threw my credit - 6509236. Do you have questions about credit Ask them all here. Target Red Card CLI. Dec 16, 2023 The site does not include all credit card companies or all available credit card offers. Jul 5, 2023 Sounds like I&39;m off the blacklist but wondering if I should just pull the trigger for science. I have a Mortgage 8 mths Personal loan 8,0007200 siq loan 2500993. BuckyB wrote 80-120 year-on-year increase in defaults is absolutely massive. Every single time we try to log on to Citi to pay a card our "information" is. Dec 16, 2023 This is the board for you. The site does not include all credit card companies or all available credit card offers. FICO never gives away exact thresholds, but we&39;ve had a reports of thresholds at 24 & 30 months one at 36 months on a PR scorecard worth 6 points on versions 8 & 2 Consider the following from FICO A. 1 charged off DEROG. This is the place to discuss reestablishing a good credit history, the effects of filing. I'll do that sometime this month. 3 1 Offer is exclusive to Bread Cashback American Express. BMO is really not Inquiry or new account sensitive. and PayPal Credit I believe offers no interest financing for 6 or 12 months. Hard times happen and sometimes your credit suffers, but you can rebuild it over time. MyFICO Premier review Setup. Requested CLI 48 - SP 10K. Hi Everyone, Approval number 2 SL - 5,000. They were unable to offer me any CLI and had me specify the amount I wanted. Apparently Gemini isn&39;t very inquiry sensitive. All have five figure credit lines. 5K, Decided to pull the trigger since they were offer 0 for 12 months. they will counter offer you what they are willing to give. Very little change on this month's 3B pull. Amex BCP-10,000 CL. Just to paint the full pictureMy middle credit score as reported from a mortgage lender is a 660 (since this was checked by a mortgage lender I assume this is FICO); however there are two items in collection. It currently offers a 200 SUB for spending 500 in the first 90 days. I made the mistake of putting the INCREASE in the desired new credit limit block instead of the new total limit. This is the place to share mortgage and home equity loan information. Opening an account on Monday, throwing fifty bucks in on Tuesday and expecting a - 6726046 - 2. Do you have any revolving accounts open right now - as mentioned, almost all biz apps will pull your personal reports and it may be difficult to get approved this soon after BK. These are sometimes listed on the tri-merge mortgage report as follows EquifaxFICO classic V5 FACTA. Clearly August and September was ' deep cleaning' for Chase as previously stagnant account started back reporting as CO. Re USAA NEW Eagle Navigator Visa Signature Card. The site does not include all credit card companies or all available credit card offers. Dec 16, 2023 This is the board for you. Hard times happen and sometimes your credit suffers, but you can rebuild it over time. NFCU CashRewards 6000 Apple Card 2000 Best Buy 3500 Amazon 5000. FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (102023) Discover 0990 19,000, JCPenney 102008 4,700 US Bank Cash 12,000 Citibank Custom Cash 52015. Trying to get all re. After 90 day I asked for a limit increase from 1000 to 2500 on my Hilton Card & was approved. Re Bank of America Premium Rewards Approval. Something tells me you&39;ll be pretty busy the next couple of years. On the mailer it says go to getfreedomunlimited. Child authorized user credit score at 18. Credit limit is 15,000. the amount of credit available) on every credit card except for onea card she didn't even know was still open. October 7th, the day after 5th statement closing and having the FF for exactly 6 months, I was instantly approved for Chase Sapphire Preferred for 12. Well took the plunge and called up all my JP Morgan Chase pre-approvals The Chase Sapphire Reserve Infinte Visa was 23. Ex hasn't budged at 777, so close. I had to - 6706384. Fico score 742 - 767. com, including credit education, offers, forums, pricing and more. Tier 1 is 700. Turns out they just wanted a copy of a ID. Gemini Mastercard. Lenders use scores to measure and understand credit risk. Some lenders list minimum credit score requirements, and a score in the high 500s to mid-600s is often high enough to qualify for a personal loan. First DD will hit in the middle of this month. myFICO alternatives The bottom line. Many people have reported the negative reason code, "Presence of a consumer finance account" as a factor hurting their score. Top 27 myFico. If it doesnt fit in the other boards, put it in the Smorgasboard This board includes the zany, fun and social stuff cat pictures, jokes, trivia,. myFICO Forums is divided into 5 topics. If you recently received a CLI from Amex, please post in the following format to assist in completing the Carrying Balance vs PIF & Other Utilization Factors work-in-progress portion of the guide. 90 of the top 100 largest U. In any event, just a cautionary tale since most of the chase ink offers I&39;ve seen discussed here have resulted in approvals. I&39;d like to update my cards, scores, and limits. To quantify the difference, EQ has 0 inquiries, TU has 3. Falcon9 wrote Saturday (22 May 2021) I submitted a CLI for my Platinum card. Today was the day. Sep 23, 2023 Congrats on your new Flagship card. 49 but I don&39;t plan to carry a balance. I called their CS number asking for CLI, and the CSR had no idea as how to do it. ESTABLISH A CHECKING ACCOUNT - Once you have all of that in order, you can now open your corporate checking account. Offers a MM Checking Count which requires a min BAL of 2,500. However they told me that Im paying 3 percent of my remaining balance - 6715152. I went ahead and pulled the trigger for the Citi Premier. This is your place to do just that. 49 but I PIF each month so not a big thing. Re New AT &T Points Plus card by citi. Which I will be opening. Tier 1 is 700. Re PenFed Personal Loan. Apparently based on location I hear. Best Mastercard credit cards of 2021 Best no-annual-fee Mastercard Citi Rewards Card. My Ch13 was discharged in 72018. I also get to keep my title. Dec 28, 2021 Removal of positive accounts is left up to CRAs unless creditor instructs them to remove a TL. Goodwill letter success UPDATE new scores EX 782; EQ 764; TU 769 no more baddies MyFico does it again I have been on a rebuilding journey for over five years. Hi Everyone. ) on your credit reports are likely all too familiar with the third-party data furnisher, LexisNexis. 00 total. 99, 14. Just received an email today congratulating me that my Cap One Quick Silver has been upgraded to World Elite Mastercard. It wasn&39;t too exciting. I apply for Macy&39;s credit card, but I was declined at first couldn&39;t verify identity I just called right now they&39;re approved 300. The site does not include all credit card companies or all available credit card offers. Just got approved for Cash Rewards card today at CL 12,000. More than two years ago, we realized that we were in over our heads with debt and signed up with a Debt Management Plan (DMP). 10 Replies. the amount of credit available) on every credit card except for onea card she didn&39;t even know was still open. Effectively this makes it anwhere from a 3. I took a PL from them on NYE and there was no additional info needed. Re 0 IDR on Student Loans and DTI. 90 of the top 100 largest U. Re Sofi credit card approval. My Ch13 was discharged in 72018. To me MyFico forums has been a bit of a gold mine, much better than rcreditcards. DCU is 5. If you look at your messages, you&39;ll find the date of the score. Ally Everyday Rewards MasterCard 3 back on gas, groceries, and drugstores. Best Mastercard credit cards of 2021 Best no-annual-fee Mastercard Citi Rewards Card. 0 - CITI 86. If they agree then you need to pay them in full and then send the CA a DV. They were unable to offer me any CLI and had me specify the amount I wanted. Another is to use the special checks which are just linked to the CLOC. Hello all, I have been fishing on my fico for years now. myFICO is the official consumer division of FICO, the company that invented the FICO credit score. can also find tips on improving your credit and ask your credit questions to our active 750,000 member user forums. We both got HPs on all three CRAs and pre-approval for the. Unfortunately, I didn&39;t find this forum until about two years in, but I have received such great information on here --- just had to share this. Since it&39;s not legally mandated like removal of negatives, there isn&39;t a rule, more like whenever CRAs decide to do some house cleaning. She then transferred me to a manger who explained to me. For instance, one user from the myFICO forum reported a decrease in their credit limit from 4000 to 3000 in the change from Barclays to Mercury. I also get to keep my title. Protecting my identity and checking my credit with MyFICO went off without a hitch. FTC&39;s website on credit. RCU Platnum Visa-5,000 CL. Here are 5 Best Credit Repair Forums you should follow in 2023. Insights Learn how your credit history affects your FICO Scores. Welcome to My Fico Forums, AverageCreditsUser. All have five figure credit lines. I&39;ll update next week when I get the basis for the denial in the mail. I doubt I&39;d qualify for the lower end of the spectrum on Personal loans. 0 - CITI 86. Truist BBT now has there prequal tool working. 24 Accross the board, no interest if I pay the entire balance each month. 99 on purchases in a billing cycle, you will receive a 10 statement credit; if you spend 1,000 or more on. 99 respectively. Has 3 locations within the city, and 1 more in a neighboring state. AMEX - Normally soft pulls but may HP or ask for IV or FR. Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me Active Cards Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MC Must garden until 212022 to hit my goal AAOA. Current Score 766 EX 734 EQ 780 TU 6302015 Starting ScoreGoal Score 580s780s across the board. 99 EQ 784. This is your place to do just that. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Thank You MyFico Forum by Cjaysmom on 10-19-2023 0709 AM Latest post on 11-28-2023 0105 PM by OmarGB9. Also, as mentioned upthread, yes, we'll need a complete breakdown of all accounts on your reports, both good and bad, before we can help you build a plan. One area he recognized that Wells Fargo needed to address was their lack of compeititiveness in the card arena relative to their overall size as a major US national bank. Has only one location. As was the plan set out late last year, I was going to cold app (because I never have anything under "Just For You") for the CSP in April. I decided to apply and was instantly approved for a 25K line of credit with. MyFICO is a subscription credit monitoring service that helps users track their FICO credit score. Credit limit is 15,000. Preapproval, while not an official commitment, is one way to know youre a qualified applicant. Conversely my other two are the Sapphire 14K and CFU 11K with reported income at 58K. Also approved for a 60 month auto loan at Penfed&39;s lowest rate at the time. RCU Platnum Visa-5,000 CL. When I moved back to the states it was closed. Congrats on your new Flagship card. Join the myFICO&174; Forums to ask and answer questions about FICO Scoring, credit reports, credit cards, personal finance and more. Hello all, I have been fishing on my fico for years now. This is a comprehensive write-up of my findingsexperience with Figure. Learn more. Experian credit reporting. 90 of top lenders use FICO Scores. User1065252, Congratulations on your B'MO Harris. Re Curve Card - Still in Beta. Target Red Card CLI. You get little with the 150 AF. Using myFICO Forums is part of the product that myFICO offers. I made the mistake of putting the INCREASE in the desired new credit limit block instead of the new total limit. more ficoforums. DCU is 5. Hello all, Penfed seems to like me. Current FICO 8 Score in 062021 EQ-796, TU-806, EX-812. How to edit Signature. But the best part is no evicitions or criminal. After reading the forums, I found out that their Facebook profile responds the fastest to help with upgrades and other requests. Requested CLI 424 - SP 15K. Paid off a LC personal that was at 11 and lowered my note 150 a month. Got a new Boot Barn CC CLI at activation by KhalifaJayy on 01-26-2023 0524 PM Latest post on 01-29-2023 0206 PM by mgood. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. I was approved for a gemini mastercard today. Its always helpful to get a little advice before committing to an auto loan. Child authorized user credit score at 18. They are an online-only lending platform doing home equity line of credit, mortgage refinances, and personal loans. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). I had this card. I am carrying a balance about 38 of limit - same across boards on all cards except two that are zero. myFICO App. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. fort collins craigslist free, fanbox bypass
Join the myFICO Forums community to discuss FICO Scoring, credit reports, credit cards, loans, personal finance and more. . Myfico forums
I took a PL from them on NYE and there was no additional info needed. T&C states APR 28. com but I cant find. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. I'm moving soon, 400 miles. Here are 5 Best Credit Repair Forums you should follow in 2023. 00, second one 18,000. L Brands is hoping that B&BW will be more valuable as a standalone higher-margin business. MyFICO Premier review Setup. I had to - 6706384. com, including credit education, offers, forums, pricing and more. (92023) FICO 8 (EX) 825 (TU) 841 (EQ) 848. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. TERM CONTRACTED 72. If it doesnt fit in the other boards, put it in the Smorgasboard This board includes the zany, fun and social stuff cat pictures, jokes, trivia,. Mercury Mastercard Approval. Chase flagged my application for documents upload. Re DCU Data Points Needed They do offer SP pre-approvals. I paid for a MyFico account to figure out all of my credit scores and then used the MyFico forum to figure out what cards pull against the credit bureaus that gave me the highest scores before applying for cards. 49 when my utilization was still at 88 (approx 49,000). scores around 730-735 all across. 49 when my utilization was still at. Aug 1, 2022 PURCHASE PRICE AMOUNT OF LOAN 28959. >32016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. If you look at your credit report you can see who gave you credit. You get the same 3x on travel 2x everything else with 100 TSA PrecheckGlobal Entry credit but for 49 instead of 95 annual fee. As was the plan set out late last year, I was going to cold app (because I never have anything under "Just For You") for the CSP in April. I just put like 20 a month for some coffee and snacks here and there. DCU is 5. The "average age of accounts" (AAoA) makes up 15 of your FICO &174; Score and is calculated as the sum of the ages of each account on your report, divided by the number of accounts. 7 - AMEX 95. 13 hours ago Experian fico 8 drops by 13 points from 817 to 804 after bread amex card reports. The main reason is annual fees. Both were instant approvals, first one for 12,000. myFICO App. Figure is a fintech company that uses blockchain technology and artificial intelligence to streamline its loan origination process. They pulled Experian here in California, Exp Fico 8 is 786, 85k income, dti is 6, & offered me 60, 72, or 84 months at a handful of rates I don't recall at the moment but I believe they were 13. AMEX - Normally soft pulls but may HP or ask for IV or FR. Automatically be considered for an APR reduction when you pay on time, and spend at least 1000 on your card by your next account anniversary. I went into a PNC branch. Welcome to My Fico Forums, AverageCreditsUser. so far its been great. 1 Reply 980 Views. This makes myFICO Forums one of the largest credit forums and can serve as a great place for your thoughts, ideas, and questions to be seen by thousands of other people. Keeler card seems to be open to different business forms but it doesn&39;t offer rewards as part of its product. Getting Citi preapproved offers just about every 2-3 weeks. how we make money. myFICO is the consumer division of FICO. Re Removing old address associated with a charge off The address is linked to the account when it was opened. If the OC doesnt own the account, then the OC isnt going to be able to do anything for you. I&39;m starting a new thread here with the intention of describing our experiences with Chapter 13 bankruptcy. You do need to wate 6 months for your first increase then 4 months then after. There are multiple ways to access the CLOC. Tier 1 is 700. The FICO Score is the credit score used by 90 of top lenders, so its an important part of your credit picture. Message 3 of 8. FTC&39;s website on credit. Trudy wanted to get out of debt. Citis family of credit cards includes over a dozen options, including many co-branded cards for popular airlines and merchants. Just accept the terms. PNC's maximum loan amount is 35,000, slightly less than Discover's. Credit Unions post bankruptcy info. com, including credit education, offers, forums, pricing and more. And dont worry checking your own credit will not hurt your score. I joined DCU last August and was pre approved for the platinum card but decided to wait and gave my other account age a little more. Tier 1 is 700. One area he recognized that Wells Fargo needed to address was their lack of compeititiveness in the card arena relative to their overall size as a major US national bank. The lender may then qualify the borrower with a 0 payment. 90 of top lenders use FICO&174; Scores do you know yours Get your FICO Score, from FICO. NFCU CashRewards 6000 Apple Card 2000 Best Buy 3500 Amazon. accepting applications via invite. Please call Synchrony Bank at 855-296-6043 with this reference number to provide that information and get a decision. 99 EQ 784. Just got approved for a Mercury Mastercard. 4 Kudos. Have been eyeing the Chase Freedom Unlimited for a while now, will probably add the CFF down the road. Re New AT &T Points Plus card by citi. No foreign transaction fees. APRLEASE RATE 3. Have been eyeing the Chase Freedom Unlimited for a while now, will probably add the CFF down the road. Update After receiving the card and registering for account access I noticed I have a CL of 10k, so they ended up giving me the full. 99 per month and they will list your business in both your local and national 411 directories. 0 - CITI 86. I logged into my USAA account today and was browsing products and noticed I had a new offer for a new credit card with USAA called the Eagle Navigator Visa Signature card. GRID 1 This list calls out which CRA (credit reporting agency) was pulled based on specific states. One is to write regular checks on your checking account for more than is in the account. GRID 2 This list calls out which version of the credit report we&39;re seeing pulled with consistent regularity (Fico 8, Fico 9, or even mortgage scores like EX2, EQ5, etc. Was approved for a SYNCBVerizon Visa in May 2022, since then my overall credit. Economy is a mess. Apr 23, 2020 This thread is focused on capturing what we know about FICO Score 8 in one thread. With myFICO, you. Nov 2, 2022 Welcome to My Fico Forums, AverageCreditsUser. PenFed Gold Visa 2500 Amex Delta Gold 10,000 Care Credit 12,000 Petal 1 Visa 2900. Sep 7, 2023 Re US Bank Altitude Reserve Approval Congrats on your approval So they pulled TU for you. Tier 1 is 700. This is your board to chat about the application process, denials. As a Visa&174; cardholder, youre only responsible for purchases you authorized. 95 Premier plan from the website. 99 EQ 784. I got tired of asking for CLI with my Capital One Quick Silver so I stop using it. I made the mistake of putting the INCREASE in the desired new credit limit block instead of the new total limit. 8 Replies 768 Views 8 Replies. I started with Propel credit card back DEC 2018 with a 7K limit. Since its introduction over 25 years ago, FICO Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and. It had a 100 credit limit, and she wanted to increase that limit so that her utilization ratio would decrease. FICO 8 score (Experian) 797 (It was 801 prior to the hard inquiry listed below) Total accounts 3 (one credit card with a low limit of 300, two utility accounts reporting 20-30 each) Hard inquiries 1 (June 11th, 2020 - Two days ago) Total debt reported 54. its been stuck in the bucket with a 400 credit. 1 Cash Back. May let it fall off. Personal Upgrade Triple Cash Rewards 1,000, Capital One Quicksilver 3,000, Avant 750, Credit One 450, Credit One Black 950, Destiny 300, Milestone 300, Mission Lane 400, Cerulean 1,500, Merrick Bank Black 700, Upgrade 1,000, Fingerhut 1,300. 8 Replies 768 Views 8 Replies. Using myFICO Forums is part of the product that myFICO offers. They are awesome by the way. May let it fall off. Figure is a fintech company that uses blockchain technology and artificial intelligence to streamline its loan origination process. 12 untility. Just some info for all of you. myFICO alternatives The bottom line. This is a comprehensive write-up of my findingsexperience with Figure. Goal Score Eq 850 Tu 850. com Reviews & Customer Experiences ConsumerAffairs Trending. From loans, leases, approvals and terms, this is your board to talk. Best Mastercard credit cards of 2021 Best no-annual-fee Mastercard Citi Rewards Card. Been a member here for a while applied to do a BT. Since it&39;s not legally mandated like removal of negatives, there isn&39;t a rule, more like whenever CRAs decide to do some house cleaning. Find out how to start, how to improve, how to use Rapid Rescore and more from other users and moderators. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. Citizens Bank CC is 1. Mortgage Ficos EQ5 708 - TU4 729 - EX2 700. 247 identity restoration services. I don&39;t know how they will make money here with the fees. In my college - 3661442. Just got an estimate from the plumber today for a garage conversion project, so I wanted to see what my options for personal loans were. . 500 cars for sale by owner